Warning for Small Business Owners!

Stop using personal credit (credit cards, savings, 401K) for your business. It is hurting your personal credit score and severely limiting your business growth.

Personal Credit versus Business Credit
Small business owners are often unaware they can establish a separate business credit profile, history, and score under their EIN#. Establish credit lines that do not show up on the personal credit reports. 

Why is this important? When you use true business credit lines, it will not negatively affect your personal credit score. In fact, these credit lines will not even show up on your personal credit reports.

Additionally, when you make payments on these business credit lines, they report to the major business credit bureaus establishing a business profile, history, and score for your business.

You must start managing your business credit profile and create a financial asset under your business EIN#. Small business owners need to start viewing building business credit as an integral part of their business plan.

Why Does Having a Good Business Credit Score Matter?

· Get Access to Cash for Growth and Expansion

· It Will Be Easier to Qualify for a Loan

· You Will Receive Better Rates

· You Will Receive Higher Credit Limits

· It Protects Your Personal Finances and Credit

· You will Get More Favorable Terms from Lenders and Suppliers

A good business credit score tells the lender that your business has a history of paying its obligations on time and in a responsible way. Just as your personal credit score does for you. A good business credit score shows a lender your business is a good credit risk. This is a very important and an often-overlooked advantage when seeking business financing.

Having business credit and in turn, business credibility is key to long term business success. Another major advantage of building a solid business credit profile and business credit score is when a personal guarantee is used, often it does not show up under that person’s personal credit report. The advantages of having business credit can affect the lives of small business owners in a very positive way.

Establish Business Credit as early in your business lifecycle as possible. But be careful. It must be done properly.

I offer you a simple and quick solution. Let me help you establish your business credit. I have 20+ years working with hundreds of business owners to establish corporate credit and find financing. I have helped clients obtain over $100 million dollars in growth capital.

This is a proven program. You don't have to worry if the strategy you're using is the correct strategy. You can have the confidence and certainty of knowing you're on the right path to getting the credit & funding you need.

The focus of my program is designed to help business owners with accessing all types of capital through trade credit, equipment leases, cash lines of credit and loans. The program will build a foundation of credit under the business name and EIN#. This is much more than your average business credit builder program. I work with you 1-on-1 and coach you through each step.

At Integrity Business Funding Consultants, we go the extra mile by connecting you with our network of business lenders. We personally introduce you to lenders that can say “yes” to your funding requests.

Contact us today to get started!