Dun and Bradstreet is one of the three major business credit bureaus (along with Experian and Equifax). Because of this, it’s a good idea to open and responsibly use business credit cards that report to it.

Most business credit cards do not report to Dun & Bradstreet. They largely report to Experian business bureau and/or Equifax business bureau. The majority report to the Small Business Financial Exchange (SBFE) as well.

The Small Business Financial Exchange (SBFE), a nonprofit trade association, collects other data points relevant to business credit cards. It’s not a credit bureau, but it does make its data available to Dun and Bradstreet.

Most business credit cards will not show up on your personal credit report. Your credit card activity will remain separate even if you use your Social Security number and personally guarantee the card to apply. However, in the event your account defaults, your personal credit will bear those blemishes.

Which business credit cards do report to Dun & Bradstreet?

While not a comprehensive list, you can expect the following credit cards to report to Dun and Bradstreet.

· Capital One Venture X Business Card

· Capital One Spark Cash Select for Excellent Credit

· Capital One Spark Miles Select for Business

· Capital One Spark Miles for Business

· Ramp Business Card

· Nav Secured Card

· U.S. Bank Business Altitude™ Connect World Elite Mastercard®

· U.S. Bank Triple Cash Rewards Visa® Business Card

· U.S. Bank Business Leverage® Visa Signature® Card

· U.S. Bank Business Platinum Card