Virtually all solopreneurs, small business owners and real estate investors find themselves short of capital sometime during the lifecycle of their business. When the bank says no, where do you go?

The good news is there are funding options available that many borrowers are not even aware exist. I’ll be brief and mention just a few.

Are you an Uber driver, gig worker, or have a business that needs a cash infusion of less than $10,000? These small loans are very difficult to obtain. Be aware there are lenders that will provide revenue-based loans of $500-$10,000. You can have your funds within 10 minutes. That’s right, up to $10,000 in 10 minutes.

Start-ups and non-revenue generating businesses do not qualify for a bank line of credit. Did you know there are 0% business lines of credit, up to $250,000 available, that do not show up on your personal credit, even for start-ups or non-revenue generating businesses? These credit lines report to the business credit bureaus and help you establish corporate credit under your EIN#.

Are you aware you can obtain home equity lines of credit for your investment property? No need to do a cash-out-refinance, with a cost of 3-5% of the total loan amount, at today’s high interest rates to pull equity from your investment property.

Another option for real estate investors for accessing equity in a property. A unique program where you can access up to $500,000 of a property’s equity, and take on no new debt, make no monthly payments, need no income requirements to qualify, and don’t need stellar credit. Use these funds any way you like.

I urge you to speak with a professional funding consultant. Leverage their knowledge and lender contacts to infuse your business with growth capital. Know that if your bank says no to your loan request, there may be other options available. Funding options you may not even know exist.

There is hope for financing for almost all entrepreneurs. You just need to know where to look.